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Practical insurance and risk management resources for security, alarm, structured cabling, CCTV, access control, telecom, data wiring, AV, building automation, and technology integration contractors. These resources are designed to help contractors better understand insurance requirements, coverage gaps, risk management issues, and renewal strategy. Start with the Low Voltage Contractor Insurance Cheat Sheet below.
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Insurance & Contract Compliance for Low-Voltage/Alarm/Technology Integrators
Low-Voltage Contractor Contract Insurance Cheat Sheet - Includes:
1. The Goal: Meet requirements and avoid buying junk coverage
2. The Big 5 Requirements (GL, Auto, WC, Umbrella, E&O/Cyber when applicable)
3. Additional Insured (AI): what it is, what language matters, common pitfalls
4. Primary & Non-Contributory: what it really means + cost drivers
5. Waiver of Subrogation: when it’s normal vs. overreach
6. Care, Custody & Control + “Your Work” issues: where claims get ugly
7. 10 Contract Phrases That Trigger Gaps (sample list)
8. Next Step: send contract/COI requirements for a free review